The first part of this course provides the learner a foundational historical understanding of the residential mortgage industry. The second gives a fairly detailed account of  developments in specific aspects of the mortgage banking industry. And entails the studying of the American residential mortgage business activities; which, in turn, progresses to the evaluating of the often evolving residential mortgage banking trends. That is, the assessing of scenes and events by which the relevant banking industry made impactful fluctuation history in the last two decades, its tidal and recessive waves. The teacher shall begin teaching by, first, acquainting the learner with industry-pertinent terminologies, -functions and other vital mortgage industry historical paraphernalia. Followed by walking the learner in and through the rest of the course, progressively.